This website is owned by Ermitage Limited ("Ermitage").

Ermitage Limited provides this website on an "as is" basis. Your use of this website is at your sole risk and is subject to the disclaimer conditions set out below. Whilst Ermitage Limited uses all reasonable efforts to ensure that the information on this website is accurate and up to date, Ermitage Limited gives no warranty or guarantee as to the accuracy, completeness or relevance of the information available on the website and, to the fullest extent permitted by law, Ermitage Limited exclude all warranties (whether express or implied), conditions and other terms implied by statute or law with respect to the services and your use of the website. Additionally, the products and services depicted on the website may not be eligible for sale in all jurisdictions or to certain categories of investor.

Ermitage Limited shall not accept liability to you other than as may expressly be provided for herein. Ermitage Limited and its affiliates accept no liability for any direct, special, indirect, consequential, incidental damages or loss even if Ermitage Limited or any other party has been advised of the possibility of these damages in respect of the use of this web site or the information contained on the website. Ermitage Limited does not exclude or restrict any liability it has under applicable laws or regulations. Therefore, this disclaimer shall not constitute a waiver or limitation of any rights a person may have under applicable laws and/or regulations as certain laws and regulations impose liabilities which cannot be disclaimed. These conditions may change from time to time so please read them regularly.

Ermitage Limited is committed to providing you with the best possible service. However, Ermitage Limited, its affiliates, directors, officers or employees and agents will not be responsible for:

1. any direct or indirect loss or damage that arises from, your use and access to or inability to use the Website.
2. interrupted, delayed or failed transmission, storage or delivery of information due to a power failure, equipment or software malfunction, natural disasters, fire, labour unrest, or any other cause which may be within the control or beyond the control of Ermitage Limited.
3. any negligent act or omission by Ermitage Limited.
4. inaccurate or inadequate information obtained from this website.
5. inaccurate information supplied by you.
6. any problems caused to you by the downloading of any material from this website.
7. links with other sites where Ermitage Limited has no control over the content or the products offered on those sites.
8. a denial of access to the site should we believe that you are conducting activities that are illegal, abusive, attack the integrity of this website or put Ermitage Limited in disrepute.
9. the reliance on the information obtained from this website.
10. any action or decision made by you in reliance on the Website and its contents, or any unauthorised use or reproduction of the Website and its contents.

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Indemnity

Ermitage Limited makes no representations or warranties about the suitability for you of the products that appear on this website nor about the soundness of the information on the website.

All calculations made on the website are approximations and are meant as guidelines only and should be confirmed before relying on them.

All information, including products and services or any terms or conditions pertaining to them, is subject to change at any time.

All services provided via this website are subject to confirmation at the time of the finalising of any transactions.

Ermitage Limited will not be held responsible for any defects in, malfunctions of, or inaccuracies in the performance of any calculators used in the calculations. Some of our information is derived from external sources. We will not be responsible for the incorrect information received from these external sources.

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